Ruth Handcock is CEO of Octopus Money, a money advice brand for everyone. The new brand - Octopus Group's second mass consumer brand alongside Octopus Energy - offers money coaching and advice to millions of people across the UK, regardless of how much they earn or are able to invest.For her first 5 years as part of the Octopus Group she was Chief Executive Officer at Octopus Investments, an asset manager with £13bn under management. Prior to this she was a founding employee at Tandem, a new UK Challenger Bank, and was responsible for achieving their banking licence. Ruth started her career with 8 years in strategic consultancy before joining Bacardi as Finance Director of their Martini & Cognac portfolios. She is an independent non-Executive Director of Aldermore Bank and sits on the Octopus Group main Board. Ruth is passionate about education - in finances and beyond - having spent a year working in the Ministry of Trade in Sierra Leone to attract overseas investment and establishing a primary school in Freetown. Ruth was also Governor at Bolingbroke Academy, a non-selective state secondary for 6 years.